Assuming your employer-paid pension plan has been set up directly in your name (which will ALWAYS be our recommendation, to all employees and all employers), the only thing that would happen if you no longer work for a company is that they stop paying into your pension plan. All the assets inside the pension plan are still yours, and as long as you act in a timely manner, your pension won’t be affected at all.


The best option for you would be your new employer taking over the responsibility of paying into your pension plan, and you also have the option to pay into it yourself.


If you’re moving to a new company, or thinking about it, and want to check what you can do or how you can do it, or what you need to say to prospective new employers, just contact us and we’ll help you out!